Issues for Parents & Teens


Teens and Car Insurance

A Guide for New Drivers and Their Parents

For teenagers, getting a driver’s license is a rite of passage. But before teens hit the road, they have another hurdle: car insurance.

Insurance companies charge much more for teenagers because as a group, teens are more likely to get into accidents. “Everybody realizes they will have sticker shock when they go to insure their teens,” says Carole Walker, executive director of the Rocky Mountain Insurance Information Association. “But being knowledgeable about discounts, teen programs, the type of car you drive and overall safety can help offset these costs during the teenage years.” Learn how to keep your child safe on the road while keeping your car insurance premiums as low as possible.

Check out this website

Another good site is Essential Criteria for Identifying the Best Insurance for teen drivers

Teens in Cars what every parent should read before their child takes Driver’s Ed

a study by Safe Kids Worldwide

What if there was a disease that claimed the lives of 2,400 teens each year? A disease that was the leading killer of teenagers, that didn’t distinguish between income nor race, and could devastate any family? What if that disease could be prevented through available, inexpensive behavior changes? Unfortunately this ‘disease’ exists: motor vehicle crashes result in more teen deaths than any other cause. In 2012, 2,439 teen drivers and passengers died in motor vehicle crashes. In half of these fatal crashes, the teen wasn’t using a seat belt, and this proportion has been relatively unchanged over the last decade. In both fatal and nonfatal crashes, a greater percentage of passengers are unrestrained than drivers. Read the full study at:

To help your teen pass the driver’s test and you as the parent review the laws and safety in Minnesota look at these 3 websites.

A DMV practice test for first-time driver’s license applicants:

Another practice test

The Truth About Teen Driving

The moment that your teen passes their driving test for the first time, your heart sinks. Sure, you want your teenager to go out into the world as a first-time driver well-equipped and ready to take on any challenges that come their way. Before you send your teen out on the road for the first time with a new license, this is an article you’ll want to read. It will to explore the sordid history of teen driving and provide real-life tips that you can use to reduce risk the next time your teen gets behind the wheel.

Every parent and teen should see this animated article on teen driving developed by Chris Clark for Full coverage Auto Insurance Co.

A BLOG FOR PARENTS OF TEEN DRIVERS from a dad whose recently licensed son died in a crash caused by his son’s inexperience. This dad wants other parents to learn what he learned too late to help his son to be a better driver

Understanding and Combatting Alcohol & Drug Abuse on Campus

According to the National Institute on Alcohol Abuse and Alcoholism, about four out of five college students drink alcohol. Though drinking has long been the most common form of substance abuse in college, the National Institute on Drug Abuse points out that the use of marijuana, prescription drugs and illicit drugs is on the rise. The good news is that students can be proactive in understanding what constitutes substance abuse, how to keep their own habits in check, and how to spot problems in themselves or others. This guide offers a wealth of resources to help students do all of those things and more.

Substance Abuse Snapshot

This is a very good website for all teens and their parents to read before going to college

P.O. Box 187 Wayzata, MN 55391
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